FORECLOSURES

Notice To Bidders

Foreclosure Update List Updated 12/13/2024

2024-CA-027

Date: January 8, 2025
Plaintiff: FREEDOM MORTGAGE CORPORATION
Defendant: TAYLOR BEAL, et al.

2023-CA-227

Date: January 15, 2025
Plaintiff: BANK OF NEW YORK MELLON TRUST CO.
Defendant: RICHARD H. COFFMAN, ESTATE

2024-CA-029

Date: January 15, 2025
Plaintiff: LOANDEPOT.COM, LLC
Defendant: MICHELLE L ALLEN

2024-CA-093

Date: January 15, 2025
Plaintiff: PNC BANK, NATIONAL ASSOCIATION
Defendant: GEORGE CHARLES HALLAM JR

2024-CA-098

Date: January 22, 2025
Plaintiff: ANCIENT OAKS R.V. RESORT CONDO. ASSOC.
Defendant: ALFRED JACOVINO, ESTATE

2023-CA-352 (Rescheduled)

Date: March 12, 2025
Plaintiff: LOANDEPOT.COM LLC
Defendant: REGINALD JOHN GARNETT, et al.

The Foreclosure Court Files

These are kept in the office of the Clerk of Circuit Court, Okeechobee County Judicial Center, 312 North West 3rd Street Suite 155, Okeechobee, Florida 34972. This office is open to the Public from 8:30 a.m. to 5:00 p.m., Monday through Friday, except for Legal Holidays.

Court files in which a Foreclosure Sale has been scheduled are available for public inspections at the Okeechobee County Judicial Center, between the hours of 8:30 a.m. to 5:00 p.m., Monday through Friday, except for legal holidays.
A Notice of Sale for each foreclosure case will be published in a local newspaper. The Notice will appear and be published once a week for two consecutive weeks and appears in the legal ad section.
You Must do Your Own Research for the Property Involved. The Deputy Clerks use only the legal description. However, with this description, you may obtain street address information at the Property Appraiser's Office, 403 NW 2nd Ave., Okeechobee, Florida.
Property improvements, if any, are on record in the Property Appraiser’s Office at the above said address.
The status of county property taxes can only be obtained through the Tax Collector’s Office, 403 NW 2nd Ave., Okeechobee, Florida.
The Clerk’s Office assumes no responsibility for any encumbrances (judgments, mortgages, taxes and other liens) on any property offered for sale. It is in your best interest to have a title search completed by an attorney or title company. However, you may search the Official Records Division in Suite 155 at the Okeechobee Judicial Center.
Legal action may become necessary in order to obtain possession of the property, therefore, until this is granted by the Court, you may not have access to the property without permission of the owner.
Be sure the personal property offered for sale will be available to you after title is issued. The Clerk’s Office assumes no responsibility for the availability of any personal property offered for sale.
The foreclosure sales are generally held on Wednesdays at 11:00 am. All auctions are held by electronic sale at okeechobee.realforeclose.com.
At the sale, bidding is done in increments of $100.00 or more.
The purchaser of property will be issued a deed called a certificate of title. This deed contains No Warranties.

Mortgage Foreclosure Sale Exhibit “B”

The terms of the Clerk's Sale, unless otherwise specified by the final judgement, are as follows:

Each bidder shall post with the Clerk a deposit equal to 5% of the final bid in cash, cashier’s check or money order drawn on United States banks only or wire transfer by 4:00 p.m. the day before the sale.
By 4:00 p.m. on the same date the successful bidder must pay the balance of his/her bid, plus the Clerk’s fee, revenue stamps and statutory fee, in Official Records Department at the Okeechobee County Judicial Center. These amounts must be paid by cash, cashier’s check or money order drawn on United States banks only or wire transfer.
All bids must be submitted in increments of not less than $100.00.
The Clerk’s Office is not responsible for any encumbrances remaining against the property or for the availability of personal property.
Any objections to the sale must be submitted directly to the Clerk of Circuit Court, Okeechobee County Judicial Center, within ten (10) days from the date of sale.
The Certificate of Title will be recorded on the eleventh day after the sale. The parties have ten days to object to the sale. If the tenth day is a non-business day the next business day will be treated as the tenth day. If objections are filed, the Judge will rule at a hearing as to whether or not a deed is to be issued. If the defendant files bankruptcy, the Clerk will be prohibited from issuing a Title or taking any action, pending further Order of the Court.
Acquaint yourself with the Terms of the Sale (Exhibit “B”).

For Legal Advice, Consult an Attorney! Please Do Not ask the Clerks for Legal Advice as they are not qualified to answer any legal questions.